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Social Security Benefits and Disability

Author: albert.tobega Total views: 47 Word Count: 487

Because Social Security regulations are so complex, determining which social security benefits you qualify to receive can be a challenge. To smooth the process, here are answers to some of disability applicants most common questions.
There are no partial disability social security benefits, since SSA is designed only for people who are completely disabled and who have been (or are expected to be) disabled for at least a year. If you wish to file for partial disability, you will need to do so through a state or local program. You will still be able to receive state and local disability benefits if SSA denies your application because you are not completely disabled.
However, even if you are deemed to be completely disabled, you can keep working while receiving disability social security benefits, provided you are sufficiently disabled that your work capacity is low. When you apply for disability, the state agency in charge of your case will assess your total earning capacity. If your annual earnings fall under a certain amount, you will still be considered eligible for disability. Note that the agency will consider how much you CAN earn, not how much you DO earn: If you could earn more than the cutoff level of income by doing a different job (assuming that there is another job you are physically able to handle and have the training to perform), then you will not be eligible for social security benefits. You will not be pushed beyond your limits and asked to do work you are not capable of doing. The state agency will consider your experience, education, medical condition, and even age when evaluating your ability to change jobs. If you would be able to support yourself if you switched to a better job, training and job search assistance are available
Many applicants are told by their doctors that there is no further treatment for their condition, but their social security agents ask them to continue visiting doctors. If you are in this position, there is an explanation! First, your regular doctors may not be able to provide all of the information the state agency needs to evaluate your case. The agency will arrange for you to see a doctor who has the specialized experience or equipment necessary to complete the examination. The examination is part of your case evaluation, not a part of your treatment plan.
Second, even untreatable conditions change, and not all disabilities are permanent. Regular examinations to chart the progress of your health are essential. Even without treatment, your condition may improve enough to allow you to return to work.
And third, medical breakthroughs happen every year. Why miss out on a cure because you stopped going to the doctor out of resignation? It is a small nuisance compared to the huge lifestyle benefits you could reap.

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